Robust home insurance coverage coupled with exceptional service
A home is a roof over your head, but it’s more than that. It’s where memories are made, where your kids grow up, and where you relax after a long day. Working with an experienced, local insurance agent means you’ll get the personal attention your family deserves. Contact us or request quotes to get started.
Coverage Options
- Liability Coverage
- Damage to Home and Other Structures
- Personal Property
- Medical Payments
- Personal Injury
- Water & Sewer Backup Coverage
- Scheduled Property (Guns, Art, Jewelry, etc.)
- And More
Homes Covered
- Single Family Homes
- Rental Properties
- Seasonal & Vacation Homes
- Duplex & Multi-Unit Homes
- Cabins
- New Construction
- Mobile Homes
- And more
What Does Home Insurance Cover?
Homeowners insurance packages property coverage with liability coverage. Property coverage protects your home and other structures like a detached garage from things like wind, fire, hail, and more. It also provides coverage for personal property like furniture, appliances, electronics, and clothes. The liability portion protects you from lawsuits if someone is injured on your property.
In addition, there are several other coverage types, like loss of use, medical payments, and personal injury. Loss of use helps with alternative living expenses should your property be unlivable after a claim. Medical payments help with minor medical bills for injured guests. Personal injury covers damages from libel and slander. Depending on your personal situation and property, you may require more or less coverage.
How Do I Find the Best Deal?
The first step is knowing what coverage you need. A cut-rate premium isn’t cheap if you need to make a claim and don’t have proper coverage. Second, compare quotes from multiple insurance companies. When you work with Archer Insurance Agency, we’ll take care of the comparison shopping for you! We quote dozens of companies, including Progressive Insurance, Travelers, AAA, and many more. Get home insurance quotes or contact us to get started.
Do I Qualify for Discounts?
You likely qualify for one or more discounts. Some of the most common discounts are:
- Multi-policy – save by bundling your auto with home or renters insurance.
- Protective Devices – save for having safety devices like burglar alarms or sprinklers.
- Pay in full – save around 5% for paying your premium all at once.
- New Home Construction – save on newly constructed homes.
There are many additional discounts available. We’ll help you determine which discounts you qualify for and apply them to your policy.