Business Insurance

The business insurance you need with the personal attention you deserve

The coverage necessary to properly insure a business varies with the type of business. Working with an experienced insurance agent ensures you get the coverage you need without paying for coverage you don’t. Contact us or request quotes to get started.

What Does Business Insurance Cover?

There are many different types of commercial insurance coverage. As you’d expect, a firm with 500 employees operating in multiple states requires different coverage than a sole proprietorship.

Some of the different commercial insurance options available are commercial auto, general liability, commercial property, worker’s compensation, and many others specific to different industries.

How Do I Know What Coverage My Business Needs?

• Are there any employees?
  • If so, you’ll need to carry worker’s compensation insurance
• Does the business own or require use of a vehicle?
  • If yes, you’ll want to look at commercial auto insurance
• Does the business carry a lot of inventory, tools, or other property?
  • Commercial property insurance can provide coverage for business property in addition to any buildings or signage
• Does the business produce products or perform work that may open liability exposures down the road?
  • General liability insurance can provide coverage for products and completed operations exposures in case you’re sued for defective work or products.

The best course of action any business owner can take when it comes to insurance is to work with an experienced insurance professional. When you work with Archer Insurance Agency, we’ll help you analyze your risk, suggest coverage, and compare rates from multiple business insurance companies to find you the best rates.