Boat Insurance that’ll keep you afloat when the unexpected happens
Whether you like to fish, ski, or just relax on your pontoon, being on the water is a lot of fun. Relax stress-free knowing you’ve got the insurance coverage needed to keep you and your family safe. Contact us or request quotes to get started.
Watercraft Covered
- Fishing & Bass Boats
- Jet Skis, Waverunners, & Other Personal Watercraft
- Pontoons
- Sailboats
- Cabin Cruisers
- Wakeboard Boats
- Yachts
- And more
Boat Insurance Coverage
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist Coverage
- On Water Towing
- Trailer Coverage
- And More
Do I Need Boat Insurance?
Different boats will require different levels of insurance. At a minimum, boat liability insurance is a smart choice. Liability insurance covers you for damages to other parties for which you are at fault. If, for example, you accidentally hit someone’s dock and destroy it, you’d be liable for the damages done. Liability insurance will help pay the bill.
If your watercraft has a loan, the bank will typically require you to carry physical damage insurance. This ensures they are reimbursed if the vessel is damaged or destroyed.
There are a variety of additional coverage options that may be right for you. When working with Archer Insurance Agency, we’ll help determine the appropriate coverage based on your boat, usage, and personal situation.
How Do I Find the Best Deal?
The first step is knowing what coverage you need. A cut-rate premium isn’t cheap if you need to make a claim and don’t have proper coverage. Second, compare quotes from multiple insurance companies. When you work with Archer Insurance Agency, we’ll take care of the comparison shopping for you! We quote dozens of companies, including Progressive Insurance, Travelers, AAA, and many more.